Pensions & Retirement
​​Pensions are crucial financial planning, offering tax relief and long-term growth for retirement. For the self-employed or those without an occupational pension, a Personal Retirement Plan may be ideal. Company Directors can also access tax-efficient retirement options.
Take The Next Step On Your Pension Journey By Filling Out Our Form.
Types of Pensions
There are many types of pensions so it is important that you get advice on what pension is right for you.
When Should I take out a Pension?
Start contributing early to a Personal Retirement Plan to gain control over your retirement income and potentially retire sooner than relying solely on the state pension. Early contributions can help you build a fund to mitigate income drops during retirement.
At Acorn Financial Services, we support you from the start of your pension contributions to retirement. We meet with clients annually to review performance and adapt to their needs, offering advice on the best retirement options to maximize your pension pot. Ongoing guidance is essential for your contributions.
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Can I retire earlier?
In some circumstances you will be able to crystallise your pension early, this is where best advice should be sought from a professional Qualified Financial Adviser.
What Happens To My Pension
If I Die Before I Retire?
The value of your fund, at that point in time, will be paid to your dependents in the event of your death before retirement.
Warning: If you invest in this product you may lose some of all of the money you invest.
Warning: These funds may be affected by changes in currency exchange rates.
Warning: Past performance is not a reliable guide to future performance.
Warning: The value of your investment may go down as well as up.
Personal Retirement Saving Account (PRSA)
A PRSA, or Personal Retirement Savings Account, is a valuable tool offered by Ac to help you secure your financial future.
These accounts enable you to invest your savings in a variety of funds, giving you the flexibility and options you need for effective retirement planning. If your employer does not provide a pension scheme, you can still access a standard PRSA, which is regulated by the Irish government.
Contact us today to maximize the benefits of your PRSA and take control of your retirement savings.
Personal Pensions
A Personal Pension plan from Acorn is designed to empower you on your journey to a comfortable retirement. These plans allow you to build your savings through a range of investment options, tailored to suit your individual needs and goals.
Whether you’re self-employed or your employer doesn’t offer a pension scheme, our personal pension solutions are here to provide you with the financial security you deserve.
Reach out to us today to learn how you can optimize your retirement savings with Acorn Services.
Group Pensions
A Group Pension plan from Acorn is crafted to support your employees' journey towards a secure retirement.
These plans enable collective savings through diverse investment options, tailored to meet the unique needs of your workforce. Whether you're a small business or a large corporation, our group pension solutions offer the financial assurance your team deserves.
Contact us today to discover how you can enhance your employees' retirement savings with Acorn Services.
Executive Pensions
An Executive Pension plan from Acorn is crafted to provide you with a robust foundation for a prosperous retirement.
These plans offer flexible investment choices tailored to meet your unique financial aspirations and lifestyle. If you're in a high-earning position or looking to supplement your existing retirement savings, our executive pension solutions are designed to enhance your financial security.
Contact us today to discover how Acorn Services can help you maximize your retirement potential.
​​Buy out Bonds/
Personal Retirement Bonds
Unlock your financial future with our Buy Out Bonds and Personal Retirement Bonds. These plans are designed to give you the flexibility and security you need to build a strong retirement strategy tailored to your specific goals.
Whether you're seeking to enhance your savings or transition into retirement, our solutions are here to support your journey.
Reach out to us today to learn how we can help you achieve your retirement dreams.
*Self-Administered Pensions
Unlock the power of your retirement savings with our Self Administered Pensions. This innovative approach allows you the flexibility to own property within your pension, making it an incredibly tax-efficient option.
Enjoy tax-free rental income and reap the benefits of profit from property sales without tax drawbacks.
Connect with one of our Qualified Financial Advisors today to explore how this option can align with your retirement goals.