Lump Sum Investments
What You Need To Know
Depending on your investment objective and the time frame that you wish to invest for, our aim is to provide you with the option that best suits your needs.
With our funds ranging from deposits to very high risk equities, we can provide information and advice on a full range of lump sum investments.
Warning: The value of your investment may go down as well as up.
Warning: Past performance is not a reliable guide to future performance.
Warning: These funds may be affected by changes in currency exchange rates.
Warning: If you invest in this product you may lose some of all of the money you invest.
There are 7 categories (risk profiles):
Our risk profile categories
Once you've answered the risk profile questions, you'll be categorised into one of seven risk profiles. You'll then be able to choose investments that match your risk profile, with the help of a financial broker or advisor.
Lower risk and reward investors
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'1 - Very low risk' investors: unwilling to accept any significant risks, accepting the prospect of low returns to achieve this.
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'2 - Low risk' investors: likely to accept limited risks and want to try to avoid large fluctuations in the investment value, accepting the prospect of more modest returns to achieve this.
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'3 - Low to medium risk' investors: likely to accept some risk in return for the potential of higher investment gains over the long-term. Try to avoid large fluctuations in the investment value, but accept there will be some fluctuation, particularly over the short-term.
Medium risk and reward investors
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'4 - Medium risk' investors: likely to accept significant risk in return for the potential of good investment gains over the long-term. Accept significant fluctuations in the investment value, particularly over the short-term, but want to limit the amount of money held in more risky investments.
High risk and reward investors
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'5 - Medium to high risk' investor: likely to understand that the investment can go down and up sharply with the potential for greater returns over the long-term.
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'6 - High risk' investor: likely to aim for high possible returns and accept higher levels of risk, recognising that the investment value may fluctuate very sharply, particularly over the short-term
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'7 - Very high risk' investor: likely to aim for the highest possible returns and accept the highest levels of risk, recognising that the investment value may fluctuate very widely, particularly over the short-term.